Conventional Loans

A conventional loan is a mortgage not insured or guaranteed by a government agency, such as the FHA or VA. It is provided by private lenders and typically requires a higher credit score and larger...

FHA Loans

An FHA loan is a government-backed mortgage program designed to help first-time homebuyers and those with lower credit scores. It offers lower down payment requirements and more flexible qualifying criteria.

First Time Homeowners

Our First Time Homebuyer Programs offer affordable financing and down payment assistance to eligible individuals in Idaho. With low-interest mortgages, flexible terms, and support for closing costs, the program aims to make homeownership accessible for...

Rural Development Loans

A Rural Development loan, offered by the USDA, supports homebuyers in qualifying rural areas. It provides low to moderate-income families with affordable financing and perks like no down payment requirements.

VA Loans

A VA loan is a mortgage option exclusively available to eligible veterans, active-duty military personnel, and surviving spouses. It is guaranteed by the U.S. Department of Veterans Affairs, offering favorable terms such as no down...